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Gardens are the doorway to serenity. There’s a myriad of ways for you to make your garden more functional – you could play around with the idea of a fancy patio, perch, deck, canopy, garden bar or even an outdoor cinema!
There are endless opportunities to reimagine the perfect garden scape. Let LoanTube help you bring your vision to life – compare loans with guaranteed APRs and choose an offer that suits you best.
A Landscaped garden can boost property value by a whopping 77%! On the other hand, if you go for essential garden upgrades by adding popular outdoor elements like a deck or porch, you can expect a boost of up to 20% in the market value of your property.
Well, it all depends on the type of features that you’re looking to add to your garden. On average, a transformational garden makeover could cost you anything between £3,000 and £15,000. Here are some add ons that can make your garden strikeout:
Design | Unit | Cost/Unit (Average) |
Lawn | Per m2 | £14 |
Turf (including top soil and labour) | Per m2 | £15-£25 |
Planting | Per m2 | £40-£70 |
Paving | Per m2 | £120-£300 |
Decking | Per m2 | £80 to £160 |
Water feature | Small pond + installation | £900 |
Landscaping | Per m2 | £25-£100 |
Patio | Per m2 | £15-£95 |
A few upgrades here and there can make your garden bloom! Count on us to cover the costs!
Split the cost of your venture into affordable monthly instalments with a garden loan via LoanTube.
A garden room can boost your garden’s value by 2.5%. Typically, more spacious garden room costs start from £7,479 to £15,547 for advanced mod cons. A garden renovation loan from LoanTube could help you cover the costs easily, covering all the extra expenses.
Garden renovation can be a massive addition to your property value, but there are a few things to consider before you move forward with your decision. Here are some questions that you can ask yourself to assess which type of garden renovation is right for you:
Can I build a shed or outbuilding in my garden?
Generally, you won’t need planning permission to build a timber shed or outbuilding in your garden, but there are specific building regulations to follow. If you’re keen on getting one, consult a specialist with apt knowledge of the building guidelines.
Will I need a planning permit to make a paved driveway?
Suppose you’re looking for the primary pavement to amp up your driveway. In that case, you won’t need planning permission as long as you use a permeable surface like gravel, permeable concrete or porous asphalt.
However, planning permission will require a paved driveway covering more than 5 square metres with nonporous surfacing.
Do I need planning permission to go through with basic landscaping?
You can perform a myriad of landscaping and gardening techniques without planning permission – for instance, adding grass, flowerbeds, or constructing a patio. However, since regulations vary from one area to another, it would be best to check with the local authorities before making any significant changes. You might, especially, need planning permission for garden renovation if you live in a conservation area.
What regulations do I need to keep in mind?
Landscaping and gardening can have an ecological impact on both flora and fauna. Thus, if you’re living in an area with protected species, be sure to check with the concerned authorities. Plus, you’ll be required to meet the regulations about any Tree Preservation Orders on your property.
A well-maintained garden can boost your home’s value by 20%. Plus, utilities like a deck, patio, shed, or porch can further enhance the functionality of your garden.
You will not need planning permission to conduct a small-scale renovation of your garden. However, to make any critical changes, you will be required to seek additional consent before commencing your project.
Here are some critical regulations for building a garden room or garden office (timber shed or outbuilding) that you should keep in mind:
⦁ The internal size of the structure should be limited to 30 square metres.
⦁ The size of the structure cannot exceed 50% of the land surrounding the house.
⦁ The plan should not be closer to a road than the house.
Transforming your garden will not affect your tax band as long as you live in the renovated property. A tax band change will only come into effect once you sell your property.
A garden renovation project usually lasts for 1-3 weeks.
You can borrow up to £35,000 over 12-84 months with LoanTube.
Tell us how much you need, for how long and for what purpose.
We find you the loan offers you qualify for from multiples lenders.
Select the loan that best matches your circumstances and Get Funded.
Searching for a loan on LoanTube won’t impact your credit score. We do not sell your data to any third parties.
You choose the terms, we do the math.
Check your affordability with our Personal Loan calculator and make an informed financial decision.
Representative Example: Representative APR 49.9%. Based on a loan of £2,000 over 24 months at an interest of 41.2% pa (fixed). Monthly repayments of £123.64. Total amount payable £2,967.43. Maximum APR: 79.9%.
Representative Example: Representative APR 99.9% (fixed). Based on a loan of £3,000 over 24 months at an interest of 71.3% p.a. (fixed). Monthly repayments of £237.75. Total amount payable £5,706. Maximum APR: 299%.
Representative Example: £12,000 over 66 months, 31.9% APR fixed. Monthly payment £358.22 Annual interest rate 28.01% fixed. Interest payable £11,642.52. Total repayable £23,642.52.
Representative Example: Representative APR 79.5%. Based on a loan of £1,000 over 18 months at an interest of 59.97% p.a. (fixed). 18 monthly repayments of £85.81 and a final repayment of £86.58. Total amount payable £1,545.35.
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Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.
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The rate you are offered will depend on your individual circumstances.
Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.
Some of the offered loans might be classed as High Cost Short Term Loans. APR rate starts from 18.22%. The maximum APR rate is 1721%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years. The minimum loan amount is £250 and the maximum loan amount is £35000.
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