Your bathroom is your intimate space – it’s your thinking corner, isolated area, concert stage, and so much more. Bathrooms can have everyone talking – it’s on you to ensure that yours makes a great impression. Whether it’s a bathroom renovation or adding an extra bathroom, both can redefine your home’s market value!

While bathroom renovations can have high returns on investment, they can take a toll on your finances. You could, instead, consider bathroom renovation financing. Bathroom finance enables you to use credit to purchase your bathroom suites and fittings. A home improvement loan for bathroom finance can help you spread the cost of your expenses into fixed, affordable monthly instalments. In this way, you can better control your monthly payments and budget.

Explore low-interest bathroom renovation loans with LoanTube – compare real rate loan offers from multiple lenders and find your ideal loan at the tap of a button!

Bathroom finance allows you to use credit to convert upfront costs into smaller, more affordable monthly repayments. Bathroom finance is an excellent option for those looking for flexibility in repayment options. You can typically borrow from £1,000 to £35,000 over 12-84 months with a bathroom renovation loan.

The success of your credit application heavily relies on your credit score and income stability. With a stellar credit history and income, you will likely be able to qualify for competitive interest rates and terms on bathroom renovation loans. A below-par credit score, on the other hand, could hamper your chances of securing low-interest loans.

Once you successfully qualify for a loan based on a hard credit check, the lender would generally transfer the loan amount into your bank account. Usually, paying upfront makes it easier for you to avail in-store discounts, and you can use the proceeds at your convenience, albeit responsibly.

Unsecured bathroom renovation loans have profound repayment implications associated with them, and missed repayments could cost you quite a few points off your credit score. Moreover, a default could land you a County Court Judgment (CCJ), which stays on your credit file for six years, further stunting your chances of qualifying for credit in the future.

On average, building a conservatory could cost you anywhere between £4,000 and £15,000. Check out this price list for the different types of greenhouses in the UK:

An ideal conservatory goes best with the perfect loan for you. Once you have a blueprint in mind, explore real-rate loan offers with LoanTube and ease your financial burden with manageable monthly repayments. 

A conservatory is a significant change to make in your home. Thus, there’s a lot that you should take into account before making this decision. Ask yourself these questions before beginning your conservatory project:

Is my house suitable for building a conservatory?

It is crucial to check the structural integrity of your home before starting a conservatory project. Ensuring that your house can withstand structural changes is the way to go.

What type of conservatory shall I choose for my house? 

Conservatories come in different shapes, sizes and forms, and thus, the costs vary for each type. A specialist will be able to assist you with choosing the right kind of conservatory that makes your room pop!

Do I need planning permission to go through with a conservatory?

Suppose you’re planning a single-storey conservatory or extension. In that case, you may not need any additional permits since such an extension is part of the permitted developments. Although, you will need to consider and follow building regulations relevant to your development.

If the new conservatory spans over more than 50% of the area surrounding your house, you will be required to apply for planning permission. However, such a case is pretty uncommon since most conservatories usually don’t exceed the 50% allowance. 

What building regulations do I need to keep in mind? 

Building regulations are different from planning permission. You’ll need to satisfy a set of guidelines to go through with your conservatory project. A conservatory specialist will be able to help you understand these regulations. 

Studies have proven that a conservatory can boost the market value of your home by 10%. Plus, it’s a cost-effective way to upgrade your home. So the long-term benefits often outweigh the initial cost.