Every business is unique, but all UK businesses need access to extra finance from time to time.

Invest in technology

If you feel like you’re falling behind, you can use the extra finance to revamp your website, level up your tech and get a faster, more efficient business.

Improve your premises

When your carpets are tired and worn, and your paintwork gets dull and grey, you can use the extra finance for a refresh.

Sales and marketing

Have you suddenly seen an opportunity? A small business loan could give you the money you need to move fast and promote your business to new customers.

Cover cashflow issues

If a late-paying customer or unexpected bill leaves you with a temporary cash shortfall, you may find that borrowing is the right choice to smooth your finances.

We work with our lenders to find the best loan for you. We look at your business, how much you need to borrow, and what you can afford to repay. You could apply for a range of products with different benefits. For example, some types of small business loans are better for your short-term cash needs, and others are better for borrowing bigger amounts for a longer time. If you’re not sure what type is best for you, LoanTube can help you choose from the loans on the market that meet your needs.

Unsecured loans : An unsecured loan is often quick and easy to arrange. You don’t need to put down any of your assets as security, so they aren’t usually at risk if you default. However, you pay more interest with unsecured borrowing. Also, the amount you can borrow is reduced because of the higher risk for the lender.

Secured loans : When you apply for a secured loan, the lender takes collateral (often bigger assets like property) as security. Usually, you can borrow a larger amount and pay a lower rate of interest than on an unsecured loan. However, if you have trouble with repayments, your collateral is at risk.

Business Credit lines : If you have a personal overdraft, you’ll know you can use as much or as little as you need and only pay interest on what you borrow. Business Credit Lines work the same way for your small business, reassuring you that you have finance there if you need it.

Flexible business loans : A flexible loan gives your business some choice over your repayment schedule, so you can arrange it to suit your needs. That means that you could repay more one month, less the next, and possibly even skip payments.

Using LoanTube’s loan-broker service has some real advantages over going it alone to get your UK small business loan. It can be hard to find the right lender on your own. LoanTube’s team of expert brokers searches the market for you. We work closely with lenders, so we know who is likely to say yes. Also, we explain what loans we think are the best and most affordable for you.

Talk to real human beings or apply online : We listen to your needs, explain how repayments work, and help you find the best options for your business.

Access many lenders : Because we live and breathe the small business loan market, we know which lenders are a good match for you. That means you’re more likely to be accepted and less likely to need lots of credit searches to find a lender.

Refinance options : When it’s time to refinance your loan, we search the market for you to see if you can move your debt to lower-interest repayments, saving you money. Ask us about debt consolidation too.

Bad credit loans : If you’re finding it hard to get finance, or you have a bad credit rating, our loan brokers can use their expert know-how to find a lender for you.

Choosing LoanTube for your small business loans can save you time and money. We do the work for you, taking the stress and hassle out of your application.

It’s easy to apply for a small business loan through LoanTube. Just complete the form. Let us know how much you want to borrow, and for how long, and our brokers will get to work for you. We won’t run a credit search until you decide you want to go ahead.

• Complete your enquiry with no credit check.
• We show you the best rates and loans on the market.
• Get fast approval.
• Borrow £10,000 to £500,000.
• Affordable repayments.
• Simple renewal processes

When you choose your loan of up to £50,000 to £100,000, we’ll explain what everything will cost.

Application fee

LoanTube don’t charge any application fee from our customers. However, the lenders sometime do. Often, they add this to the total amount, so it is part of what you pay back.

Interest rates

The interest you pay depends on the type of loan you have and how much you repay at each interval. Usually, you pay interest at an annual rate. Depending on the risk your lender thinks it’s taking, the interest could be between 3% to 20% per year. You pay less interest for secured, long-term loans, and more interest for unsecured, short-term loans.

Extra fees

If you need to arrange security for your loan, have collateral valued, or pay off your loan late or early, you may have to pay extra fees. These are shown in your loan contract. LoanTube’s loan-broker experts will explain how everything works and what you will have to pay.