Personal finance is the management of one’s financials in terms of budgeting, investing, saving, and spending, considering the associated risks and vulnerabilities.
Financial planning has often led to dynamic results in the lives of people. Understanding the basics of personal finance will give a boost to the control one has on their money.
Master your personal finance and know how to get back on your financial track by following these top 10 Personal Finance accounts on Instagram in the UK.
Representative Example: £12,000 over 66 months, 31.9% APR fixed. Monthly payment £358.22 Annual interest rate 28.01% fixed. Interest payable £11,642.52. Total repayable £23,642.52. Representative Example: £12,000 over 66 months, 31.9% APR fixed. Monthly payment £358.22 Annual interest rate 28.01% fixed. Interest payable £11,642.52. Total repayable £23,642.52. Representative Example: Loan Amount: £20950.00, Loan Term: 85 Months, Interest Rate: 23.00% PA Variable. Monthly Repayments: £537.44. Total Amount Repayable: £45,682.15. This example includes a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00 Representative Example: Loan Amount: £20950.00, Loan Term: 85 Months, Interest Rate: 23.00% PA Variable. Monthly Repayments: £537.44. Total Amount Repayable: £45,682.15. This example includes a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00 Representative Example: Borrowing £3000 over 36 months with a representative APR of 39.9% (variable),the amount payable would be £134.21 a month,with a total cost of credit of £1831.56 and a total amount payable of £4831.56. Representative Example: Borrowing £3000 over 36 months with a representative APR of 39.9% (variable),the amount payable would be £134.21 a month,with a total cost of credit of £1831.56 and a total amount payable of £4831.56.Maximise your options: Compare and apply for loans below with LoanTube
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Loan Amount
£4000 -
£20000
Norwich Trust
Loan Term
1 -
10 years
4.8/5
Representative APR
31.90%
Minimum Age
21 Years
4.8/5
Norwich Trust
Loan Amount
£4000 -
£20000
Loan Term
1 -
10 years
Representative APR
31.90%
Minimum Age
21 Years
Minimum Income
£2000 per month
Loan Amount
£5000 -
£100000
Evolution Money Loans
Loan Term
1 -
20 years
4.5/5
Representative APR
28.96%
Minimum Age
18 years
4.5/5
Evolution Money Loans
Loan Amount
£5000 -
£100000
Loan Term
1 -
20 years
Representative APR
28.96%
Minimum Age
18 years
Minimum Income
Not mentioned
Loan Amount
£1000 -
£10000
1Plus1 Guarantor Loans
Loan Term
1 -
5 years
4.4/5
Representative APR
39.90%
Minimum Age
18 years
4.4/5
1Plus1 Guarantor Loans
Loan Amount
£1000 -
£10000
Loan Term
1 -
5 years
Representative APR
39.90%
Minimum Age
18 years
Minimum Income
Not mentioned
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frugal_me_free
You can save a lot of money by learning to budget properly and keep track of your expenses.
This Instagram account pays undivided attention to help its followers gain control over their finances and how to deal with their debts.
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Learn the art of saving and budgeting with a few simple tips. At some point, budgeting takes away all the fun.
However, you will learn that living within your means doesn’t mean you have to miss out on the fun.
Know how to prioritise your expenses and live a debt-free life. Get encouraged by the beautiful and inspiring debt-free journey by following this Instagram account.
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the.moneyfox
Francesca inspires her followers by helping them to budget and earns extra money. As making a bit extra has never done any harm to anyone.
Following this account will help you learn ways to pay off your debt.
With the average UK household debt at £15,400, people in the UK must take care of their personal finances.
Form better money habits to reduce debt and be financially independent.
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Along with advice, this feed also has tips and posts for financial success. Packed with encouraging quotes and words, @the.moneyfox helps people cut back on unnecessary expenses.
It teaches the way to strike a balance between your income and expenses. Following this account, one may learn the strategies to tackle the burden of debt in a faster and smoother way.
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go_fund_yourself
This Instagram account by Alice talks about money – how to earn, spend, save, and invest money.
The most powerful thing we can teach anybody is the importance of money and how most of the decisions we make in our lives are based on the availability of money.
You can treat this IG feed as a guide to boosting your finances.
Everything you need to understand the basics of budgeting is here, in one place.
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Alice believes learning how to budget is not challenging.
The real challenge is in sticking to the budget you’ve made to improve your finances.
Gain control over your finances quickly, get out of debt, and save more money is the message this feed spreads.
Some financial lessons cannot be preached overnight.
They have to be practiced for months and then the result will be beneficial.
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lookingafteryourpennies
It comes as no surprise that many of us have to cut corners to save money, especially in today’s tumultuous times.
Thankfully, we have people like Charlotte to show us precisely how to scrimp on some cash while still fulfilling some of our biggest dreams.
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This full-time maths teacher from Norwich has nailed down some of the best ways to make money, save and invest it, all while giving some really handy tips on how to bring up children without spending a fortune!
And yes, if you’re someone looking for ways to start a new business, @lookingafteryourpennies might prove to be just the perfect place for you to start!
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mrsmummypennyuk
Lynn James is the proud owner of this Instagram account. She is the winner of Best Parent & Money Blog 2017. She writes about personal finance.
Learn how making simple choices can help one save money.
Her blog offers various tips and advice on creating a realistic budget.
Lynn believes that one doesn’t have to give up the things one loves to save money.
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Apart from that, she also writes on body, mind, and lifestyle.
Discover endless money-saving ideas, including tips for budgeting.
This account may help you develop good money-saving habits if you want to maintain your financial fitness. Because a penny saved is a penny made!
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wannabedebtfree
The author of “How to Get Out of Debt” Grainne McNamee posts advice on debt-free life and budgeting.
Filled with powerful quotes and tips on personal finance, this IG account is a “not to miss” if you seek ways to build up your finances.
Setting a goal to improve your finances will help you stay on the right track.
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Get ideas and tips to fix your debts off. The process starts when you set a goal and work towards it with a mindset of achieving it.
And all this is easier said than done. Setting clear goals can motivate you to take action and help you focus on important things.
And tips have always made our lives simpler. Follow this page and get into some effort to improve your finances.
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katiesaves
Katie understands the value of leading a debt-free life; hence, she makes it a point to guide other people who are relentlessly trying to escape the debt spiral in the UK.
She also shares her personal experience on a debt-free journey to help individuals fight against unnecessary debts.
The IG feed also has posts on money-making and money-saving ideas to help followers set a clear goal to attain financial success.
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@katiesaves has some inspiring posts with powerful words that will lead one to ponder over their money habits.
Learn how to prioritise and strategise your expenses to gain control over your finances.
Switch to healthy money-spending habits by following her tips and advice on her IG account.
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charlottemusha
Success is not about reaching a particular destination but about the journey.
The moment you see the posts shared on this Instagram feed; you will know how successfully the owner has turned her dreams into money.
Charlotte has clear her money goals to eliminate debt, build wealth, and live a happy life.
She follows America’s trusted voice on money – Dave Ramsey. Learn how taking baby steps will help you in reaching your destination.
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She also shares her stories on making money to manage her wealth-building process, which may raise your spirits.
She organises giveaways and referral codes as well. A properly designed money management plan may help to get out of debt easily and smoothly.
Financial stability is a quintessential segment of our personal lives.
Save for the future and learn how to be smart with money with the tips shared on this IG feed.
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makingmoneysimple
Ryan King, a 25-year-old Youtuber, and Podcast Host is heavily invested (pun intended) in teaching people how to invest.
While slowly but steadily climbing the ropes, he takes you along his personal investing journey!
Completely transparent about his earnings and investment strategies, King has also released a book titled – “Stop Waiting, Start Investing.”
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This account is truly attractive to us because @makingmoneysimple has a realistic but hopeful view of the economy.
Ryan King doesn’t get bogged down by the ongoing inconsistencies and uneventful circumstances around him.
Instead, he sticks to his mantra – Stop Waiting, Start Investing.
Maybe, we could all use this little yet effective push and witness our savings and investments grow over the years!
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brokemillenialblog
The author of three books, Broke Millennial, Takes On Investing, and Broke Millennial Talks Money, Erin Lowry is the face behind the @brokemillenialblog.
While earning more money, saving, and investing responsibly are all underlying aims of her page, what makes this account worth your time is the fact that Erin tackles some of the most sensitive issues quite practically.
From initiating the talks around your parents’ retirement plans to helping your partner’s finances get in order, she offers simple yet effective tips to handle it all with the utmost grace!
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Believe it or not, we all need assistance when dealing with such emotive subjects, and we couldn’t be more thankful for an account like Lowry’s!
Take Away
Therefore, follow those who interest you because that’s what is going to shape your financial future.
Explore posts and accounts on Instagram that connect with your financial goal. In that way, you will always be in sync with your aim.
