Borrow £1200 Loans

Compare £1200 Loans with Real Interest Rates.

your ultimate one-stop-shop for £1200 personal loans in UK

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Representative 79.9% APR

LoanTube is a credit broker not a lender.

Credit subject to status & affordability assessment by Lenders.

Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk

Your loan requirements

Comparing won’t affect your credit score.

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident. Representative 79.5% APR

Good for short-term expenses

Repay in fixed monthly instalments

Affordable interest rates

Soft Credit Check – Doesn’t harm your score

Real Interest Rate

How to Borrow Unsecured £1200 Loans?

We have lenders who offer £1200 unsecured personal loans for quick and unexpected expenses. If you need to gain access to funds in an instant for repairing your car, fixing your boiler, or paying for a medical emergency – these fast cash £1200 loans can be applied online.

You do not have to step out of your home. The entire process is online and takes only a few minutes. All you have to do is fill up the loan application form and submit it online. The lenders will assess your credit profile to give you their decision. If the lender accepts your loan application and you agree to the Terms & Conditions of the lender, then the lender will transfer the funds to your bank account. You can use £1200 loans for unforeseen expenses as they are easy to apply for. Moreover, you can spread the cost of the repayment over several months to ease your financial burden.

With LoanTube, the process is quite easy. If you want £1200 loans at low APR, you have to compare multiple loans to get the best rate. By comparing offers from various lenders you can save your money on interest.

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Reasons to Borrow £1200 Loans

You can spread the cost of £1200 loans over several months without disturbing your budget.

There is no restriction on how you can use the money. Ensure that you do not use it for any illegal activities.

If you have a bad credit score, you have a chance to repair and rebuild your score by making timely repayments.

You can borrow £1200 loans online. The process is fast, easy and convenient.

Things to Consider Before Borrowing £1200 Loans

These loans are generally borrowed for a brief period to ease the financial burden. Therefore, choose your loan amount and loan term carefully after considering your monthly income and expenses.
Lenders offer two types of interest rates – Fixed and Variable. With the latter, the repayment amount may change every month. While when you choose a fixed interest rate loan, you have to pay a fixed amount every month towards the repayment.
If you apply for £1200 loans at a low interest rate, and the lenders demand an upfront fee – beware. Such lenders or credit brokers might push you into a scam.
There are different ways to borrow £1200 loans. If you are determined to borrow online, then you must choose to deal with FCA registered lenders or credit brokers only.
£1200 loans are unsecured and hence, you do not have to offer any collateral to get the loan. However, if you fail to repay on time, your credit score will be damaged.

Borrow £1200 from LoanTube

You can compare unsecured personal loans from £1000 to £35000 on LoanTube. Take out a loan depending on your creditworthiness and affordability. All the lenders we are associated with conduct a soft credit check in the initial phase to evaluate your affordability. Please note that soft credit checks do not impact your credit score and it doesn’t leave any footprint on your credit report. However, a hard credit check is also conducted by the lender before the final approval.

These are unsecured personal loans and hence, you do not have to offer your property or asset as security. That means if you fail to repay the loan, the lender will not possess your property to recover the money you owe to them. But your credit score will be surely impacted and it will impact your borrowing experience in the future.

Click here to fill out our online loan application form. Choose the loan amount and loan term according to your financial needs. Submit it and wait for a few seconds only. You will get loan quotes from the lenders who are willing to offer you a loan. Compare multiple loans to make an informed decision.

With us, the rate you see is the rate you get. That means we have a rate-lock system that allows the borrower to get an in-principle decisio

Why Should You Apply With Us?

Real Interest Rates

Unlike other loan comparison websites, we offer you a platform to compare the rates of personal loans on real time. That means you can now compare the loans on real interest rates rather than on proposed rates.

Instant Decision

You do not have to wait for hours or days at end to know the decision of our lenders. It will hardly take a minute or two and you will receive detailed information like the lenders who have accepted your application and who have declined it.

Real Interest Rates

We love our customers and so do they. A lot of our customers have appreciated our service that is simple, fast, and transparent. We believe in making the entire process less time consuming, straightforward and easy for a seamless borrowing experience.

FAQs on £1200 Loans

Below are some frequently asked questions about £1200 loans. If you do not find something, please contact us.

Do I need a guarantor to borrow £1200 loans?

No. If you have a good credit score, you do not need anyone to co-sign your loan application.

I’m self-employed. Do I qualify for a loan?

You need to be in a permanent and paid employment. If you are unemployed, you may not be able to pass the lender’s affordability assessments. The exception is if you have other good sources of incomes like rental income and you can convince lenders that you can afford to pay the loan with those other incomes.

How long can a loan term loan be?

You can choose a loan repayment period as long as 7 years. However, remember that the longer you take to repay, the more you pay in interest.

How will borrowing a loan impact my credit score?

When you borrow a loan, a hard credit check is conducted by the lender. This knocks off a few points from your score. But when you start repaying the loan, your credit score improves again.

Where can I borrow £1200 loans in the UK?

Online. It’s easier to borrow a £1200 loan online in the UK. With us, you can compare loans with real interest rates. So, you will know exactly how much you need to pay at the end of your loan term.

How do I start?

Start comparing loans on our platform. You will have to fill a loan application form and submit it online for the lenders to assess. Within minutes, you will receive quotes from them.

Are you licensed to lend me money?

LoanTube doesn’t lend you the money- we’re a credit broker and not a lender. As a credit broker, we act as a bridge between lenders and borrowers. We connect you with the lenders (all licensed by the Financial Conduct Authority) who will consider your loan application. Applying through LoanTube means you don’t have to submit dozens of applications individually to each lender to get your loan decision.

How do you know which companies will lend me money and which ones will not?

When we become partners with a lender, one of the first things they do is to send us a list of the types of borrowers they would like to work with. You might be just the type of borrower one lender is looking for but another might not consider you. Our job is to pair you with the right lenders based on the information you give us.

If I get an offer, do I have to take the loan?

No. You’re never under any obligation to accept an offer that you receive from LoanTube. Even if we say “yes” then you turn around and tell us “no”, there’s no charge for our service.

Representative APR Example

The rate you are offered will depend on your individual circumstances.

Representative APR Example: On an assumed loan amount of £2,000.00 over 12 months. Rate of interest 60.18% per annum (fixed). Representative 79.9% APR. Total amount payable £2,684.64 of which £684.64 is interest. 12 monthly repayments of £223.72.

Some of the offered loans might be classed as High Cost Short Term Loans. APR rate starts from 18.22%. The maximum APR rate is 1721%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years. The minimum loan amount is £250 and the maximum loan amount is £35000.

Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk

Credit subject to status & affordability assessment by Lenders.

LoanTube is a credit broker and not a lender.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.

Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending, we simply provide you a FREE loan brokering service. This means LoanTube does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with them following an introduction by LoanTube.

LoanTube Business Model: As part of our business operations, we connect customers with partner lenders to help them find suitable loan options. LoanTube receives a commission from lenders for this service, which may, in some cases, affect the cost of the loan to the customer. However, as a responsible broker, we are committed to identifying the best possible loan options for our customers.

Borrow £1200 Loans

Compare £1200 Loans with Real Interest Rates.

your ultimate one-stop-shop for £1200 personal loans in UK

Representative 79.9% APR

LoanTube is a credit broker not a lender.

Credit subject to status & affordability assessment by Lenders.

Your loan requirements

Comparing won’t affect your credit score.

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident. Representative 79.5% APR

Good for short-term expenses

Repay in fixed monthly instalments

Affordable interest rates

Soft Credit Check – Doesn’t harm your score

Real Interest Rate

How to Borrow Unsecured £1200 Loans?

Reasons to Borrow £1200 Loans

Things to Consider Before Borrowing £1200 Loans

Borrow £1200 from LoanTube

Why Should You Apply With Us?

Real Interest Rates

Instant Decision

Real Interest Rates

FAQs on £1200 Loans

Representative APR Example

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What are you waiting for?

Find the loan that fits your needs - get started now

What are you waiting for?

Find the loan that fits your needs - get started now